Nearly all plans in today’s health insurance market are PPO network health insurance plans.
A preferred provider organization or PPO is a managed care organization of medical doctors, hospitals, and other health care providers who have covenanted with an insurance company to provide health care at reduced rates to the insurer’s plan members.
A PPO network membership allows a substantial discount below the regularly charged rates of the designated professionals partnered with the organization. PPO networks negotiate with providers to set fee schedules, and handle disputes between insurers and providers.
The insurance carrier will be billed at a reduced rate when its insureds utilize the services of the “preferred” provider and the provider will see an increase in its business as almost all and or insureds in the organization will use only providers who are members.
PPOs have gained popularity in the past decade because, although they tend to have slightly higher premiums than the old HMO plans and other more restrictive plans, they offer patients more flexibility overall.
At DFW Direct Insurance, we have a wide selection of PPO network health insurance carriers with benefits and premiums to fit your specific needs.
Call us toll free at 1-866-999-1215 for a fast, free rate quote on a quality PPO network health insurance plan from carriers like United Healthcare!