Dental Insurance for Cost Savings Large and Small
Your smile is one of the first features others notice about you and an important element of your overall health. As the entryway to your digestive and respiratory systems, your mouth greatly impacts your total wellness. Dental insurance is a smart investment that can help ease the financial burden that comes with regular dental insurance. It also protects your pocketbook in the event of a dental emergency, such as a serious infection. At DFW Direct Insurance, we help clients in Irving, Plano, Lewisville and Forth Worth find dental insurance that works for their needs. Contact DFW Direct Insurance today to explore dental insurance options for your family.
A Smart Investment for Long-term Savings
Dental insurance is one of the most affordable insurance options available, with some of the biggest potential payoff in savings. This type of insurance is not typically included in health insurance plans, either through the Universal Healthcare Act or through employer provided policies. This leaves many patients paying for their dental costs out-of-pocket or avoiding regular dental visits.
Neglecting regular dental visits can create problems that escalate and become costly quickly. Repairing these types of dental problems can lead to even higher costs for your family. Dental crowns, tooth extraction, dentures and other serious procedures typically cost hundreds and even thousands of dollars. With dental insurance from DFW Direct Insurance, you can pay little to no cost for your regular checkups and stay protected for more costly procedures, should they arise.
The Right Dental Insurance Policy for You
Like health insurance policies, dental insurance policies vary. Some plans, called indemnity or traditional plans, require that you pay up front for your dental care then receive reimbursement for a portion of your cost. An indemnity dental policy usually allows you to choose which dentist to visit.
A second popular type of dental insurance policy is a managed care plan. With this type of insurance, you choose among a network or organization of dentists that has agreed to reimbursement set by your insurance provider. There are a few types of managed care plans, including preferred provider organizations (PPOs) and dental health maintenance organization (DHMOs). With these types of plans, you are restricted to certain providers, but usually avoid paying substantial costs up front and the work of filing a claim after your services.
Protecting Your Health and Your Pocketbook
The team at DFW Direct Insurance will help you determine which plan is best for you. We can help you explore dental insurance through the same company as your health insurance or vision insurance, or find an alternative company that will complement your current coverage.
You do not have to live in fear of excessive dental care costs. Let the team at DFW Direct Insurance serve your family in Irving, Plano, Lewisville or Fort Worth. Contact us today for a free quote and for answers to your questions about dental insurance.