Johnny is a farmer, just like his father and grandfather before him. Johnny has his own equipment and farms his own land, just like his descendants. He plants corn, cotton and wheat, just like those before him. Johnny has a wife and two kids. And like the men before him, Johnny doesn’t have health insurance.
Don’t be like Johnny.
Johnny is one of roughly 9.6 million workers in the United States that are self-employed. You’re considered self-employed if you have a business that takes in income but doesn’t have any employees. And like, Johnny, many of them don’t have health insurance either.
Just because you are self-employed, doesn’t mean there isn’t great, affordable health insurance available. Johnny has never talked to a DFW Direct Insurance agent so he doesn’t know there are new, lower cost health insurance plans available for self-employed individuals and monthly premiums start at $129 for individuals and $329 for families. This is well within Johnny’s budget, and it’s more than likely within yours, too.
Something else Johnny didn’t know, and you, as a self-employed individual may not either, is there are tax benefits associated with having health insurance. The IRS allows a self-employed health insurance deduction if you made a profit that year and you may be able to deduct the amount of your medical expenses that exceed 7.5% of your adjusted gross income. With that in mind, it just makes sense to get health insurance right away. You don’t even have to wait for open-enrollment.
DFW Direct Insurance has quality PPO health plans from 12 different carriers available for enrollment any time during the year. Call DFW Direct Insurance at 817-449-5557 or get a free rate quote in less than two minutes at www.dfwdirectinsurance.com.