Medicare Supplement Insurance Fills the Gaps in Coverage

Medicare enrollment can seem like a complicated and scary process for many people!

Our caring, experienced agents will take the time to explain the entire Medicare enrollment process step by step in an easy-to-understand way. There is no cost for our professional services to help make enrolling in Medicare and supplemental coverage simple and easy.

Original government Medicare has two parts…Part A and Part B. Here is what each part covers:

Part A (Hospital Insurance):

Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Part B (Medical Insurance):

Helps cover:

Services from doctors and other healthcare providers
Outpatient care
Home health care
Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)

Together, government Medicare Part A and Part B form a complete health plan but only cover 80% of a person’s medical expenses. Most people choose to add a low-cost Medicare supplement or Medigap policy to cover the 20% of medical expenses not covered by original government Medicare. The most popular Medicare supplement is called Plan G. It covers nearly all medical expenses not covered by government Medicare. The monthly premium for a typical Plan G is around $110 per month for a female and $130 per month for a male.

In most zip codes, there are 15 to 20 carriers that offer a Plan G Medicare supplement. All Plan G Medicare supplements are required to offer identical coverage, so the main difference between policies is how much monthly premium the insurance company charges for the policy.

Our professional Medicare agents can quickly and easily help you to locate the best Medicare supplement policy at the guaranteed lowest cost.