The sounds of drills, the thought of getting a shot in the mouth, the financial aspect of an office visit: these are all reasons many stay away from the dentist. However, oral health has a substantial impact on your health and well-being. If you don’t take care of your teeth, you can guarantee you’ll have additional health issues later.
The cost of dentistry is a barrier to care for many consumers, even more so than it is for medical care, prescriptions, mental health care, or vision care, according to the American Dental Association. A root canal and crown can cost upwards of $2000. Braces can cost anywhere from $5000 to $10000. But insurance can reduce these amounts tremendously.
When shopping for dental insurance, you may need to consider whether you or a family member may require specialty care, such as braces, dentures, or bridges. While most dental insurance plans will cover at least some of the cost of these more expensive treatments, you may have to pay a significant amount out of pocket as well. On the other hand, many dental plans cover the majority of the cost of routine care, such as exams, cleanings, and fillings. Most dental needs often can be predicted or avoided by regular, routine cleanings and checkups that include diagnostic x-rays to assess the overall condition of the teeth, gums, and jaw.
There are several types of services included (to varying degrees) in typical dental plans:
Routine and preventive care: These include periodic checkups, cleanings, x-rays and fillings; fluoride and sealant applications to prevent cavities; and certain types of oral surgery, periodontics, and root canals.
Emergency care: This includes cracked or broken tooth repair or extraction and treatment following an accident involving the mouth and teeth.
Complex care: This includes orthodontia, dentures or bridges. Many dental plans cover about half the cost of these types of procedures.
So before choosing a dental plan, know what you and your family anticipate as far as your oral needs go. And then visit DFW Direct Insurance to help find the best coverage.